A personal loan is money you borrow for any kind of personal use such as buying a new mobile phone, investing in home improvements, taking a special vacation, taking an educational course to build new skills, paying for wedding expenses or meeting unexpected expense and medical emergencies. To repay the loan, you make monthly payments of principal plus interest. A personal loan gives you the flexibility to make big purchases, then pay it off at a pace that is comfortable for you.
A business loan is an unsecured form of credit designed to cover various expenditures in a business..
If you need a loan against your shares, it will be easier if you have a Demat account with your bank. 5 things to know about loans against Demat shares .
Features of Personal Loan on Credit Card. Personal Loan amount up to ₹20 lakh. Flexible tenure of up to 60 months. Attractive Interest rates.
A home loan is a secured loan that you can take from a bank or any other lending institution at a certain rate of interest..
A loan against a fixed deposit is a secured loan where you can pledge your deposit as collateral and get a loan in return.
A loan against property allows you to use the value locked up in a property to meet any expenses you may have.
The funds from gold loans can be used for weddings, education, business expansion, or any other similar purpose.
A loan that is disbursed instantly, features a very short tenure, and is an unsecured borrowing option is classified as a payday loan or more appropriately an IL
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